Our Services
Helping you make confident real estate decisions by aligning strategy, financing, and execution from the start.


Positioning buyers and sellers before showings, offers, or pricing decisions are made.
Structuring offers to win without overexposure, informed by financing, market dynamics, and risk.


Calm, disciplined execution through inspections, appraisal, underwriting, and escrow.


Serving
Serving Santa Barbara County including Montecito, Hope Ranch, Santa Ynez Valley, Carpinteria, and Goleta.
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Melissa Krantz
Property Consultant & Strategy
Buying, Selling, Relocation - DRE 02364218
๐ 805 697 1337
โ๏ธ melissa@blackoakhm.com
Dan Ferguson
Investor Consultant
Flips, Value Add, ROI Analysis - DRE 02305088
๐ 805 538 6044
Cristopher Lapp
Founder and Managing Broker
Real Estate Broker - DRE 01093529 Mortgage Broker - NMLS 337660
๐ 805 538 6044
โ๏ธ cris@blackoaklc.com
ยฉ 2026. All rights reserved. Black Oak Homes & Mortgages.
