Our Approach
People come to Black Oak Homes and Mortgages when a real estate decision carries real weight.
They are not looking for sales pressure or generic advice. They want clear judgment, disciplined execution, and financing that supports the strategy from the start.
We manage real estate and mortgage decisions as one coordinated plan. Offers are structured to be credible, timelines are respected, and risk is addressed before it becomes a problem.
Our role is to reduce uncertainty and provide steady guidance when outcomes matter.
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BIOS
Guiding complex approvals with steady expertise.
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Melissa Krantz
Property Consultant & Strategy
Buying, Selling, Relocation - DRE 02364218
📞 805 697 1337
✉️ melissa@blackoakhm.com
Dan Ferguson
Investor Consultant
Flips, Value Add, ROI Analysis - DRE 02305088
📞 805 538 6044
Cristopher Lapp
Founder and Managing Broker
Real Estate Broker - DRE 01093529 Mortgage Broker - NMLS 337660
📞 805 538 6044
✉️ cris@blackoaklc.com
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